Terms of Use

Welcome to the Convergence website and related websites (sometimes referred to as the “Website”), provided to you by Convergence Blended Finance, Inc. (“Convergence”), its agents and affiliates, as the case may be. Any reference in the Terms of Use to Convergence refers to Convergence, its agents and affiliates, as the context requires.

Your access to and use of the information contained on this Convergence Website is subject to the terms and conditions described herein (“Terms of Use”). Please read and review these Terms of Use carefully before accessing or using this Website. IT IS IMPORTANT THAT YOU READ THE ENTIRE TERMS OF USE. YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD AND AGREE TO BE BOUND THE THEN-CURRENT TERMS OF USE. IN ORDER TO SIGN UP AND/OR REGISTER AS A MEMBER OF CONVERGENCE’S INVESTMENT NETWORK YOU WILL BE REQUIRED TO INDICATE YOUR ACCEPTANCE OF THESE TERMS OF USE BY CLICKING ON THE “I AGREE” ICON AT THE END OF THE INITIAL SIGN UP FORM AND/OR THE INVESTMENT NETWORK REGISTRATION FORM.

Regardless of whether or not you register as a Member, any use by you of these public sections of the Website is subject to Section 7 and the General provisions of these Terms of Use. Your use of any public section of the Website constitutes your acceptance of these provisions. If you do not agree to be bound by these provisions of the Terms of Use, you must discontinue you use of the Website immediately.

  1. Description of Convergence

    Convergence (formerly referred to as the “Global Financial Exchange”) is a platform that brings together public and private investors for blended finance investments in emerging and frontier markets. Convergence is a non-profit corporation, registered in Ontario, Canada.

  2. Membership Enrolment

    If you indicate your acceptance of these Terms of Use by clickling on “I agree”, you will be able to sign up and/or complete your registration as a member of Convergence’s Investment Network (a “Member”). If you do not accept the Terms of Use, all information you have provided for initial registration including any personal information will not be retained or saved and you will not be able to access the Convergence content for Members and benefit from the services available only to Members.

  3. Account Name and Password

    1. Each Member will create a unique account name and a password, registered in the Member’s name. Members cannot share their account name, account information and password with anyone else. Account information should be protected and kept secure by each Member. Access to the Website is controlled by account name and password.

    2. The access that is granted to you under these Terms of Use to use the Website is personal to you, and non-transferable, and permits only your personal access to the Website. Any other third party access is strictly prohibited. You agree not to disclose your password to any other individual or entity, commercial or otherwise.

    3. You agree that you are fully responsible for maintaining the confidentiality of your account name and password and that you will be responsible for any breach of this obligation, including any damages which flow from, or are connected to, such breach, without limitation.

    4. You agree that you are fully responsible for all activities that occur under your password. You also agree to contact us immediately if you have any reason to believe that your password has been compromised. You further agree to ensure that you exit from your account at the end of each session. Convergence reserves the right to request a change of password at any time to protect the security of the Website.

    5. Members must advise Convergence immediately of any changes of Personal Information (as hereinafter defined) including name and email address by email to support@convergence.finance. If Convergence realizes that some of its records are inaccurate, it may contact the Member to verify its records. Convergence reserves the right to cancel any account for which it has incomplete or inaccurate Personal Information.

    6. Convergence reserves the right to refuse issuance of an account name and password to any person who does not follow the prescribed enrolment procedures.

  4. Privacy Policy

    1. Convergence Website respects the privacy of every individual who visits our Website. Please see our Privacy Policy that explains your rights and our responsibilities with respect to personal information that is collected on the Website.

  5. Copyright and Intellectual Property

    1. Convergence and the Website are protected by Canadian and worldwide intellectual property laws including copyright laws and treaty provisions and the presentation and each of the materials, including trademarks, logos and domain names, posted on the Website are owned by Convergence, its affiliates, or have been subjected to authorization use granted to it. Any unauthorized copying, redistribution, reproduction or modification of the contents of Convergence or the Website by any person may be a violation of trade-mark and or copyright laws and could subject such person to legal actions. Members are required to comply with all copyright laws worldwide in their use of Convergence and the Website and to prevent any unauthorized copying of its materials and contents.

    2. Convergence and the Website’s services, data, information and other contents may be covered by one or more patents or other statutory intellectual property rights, and are subject to trade secret and other proprietary rights. Convergence reserves all such rights.

    3. Certain names, graphics, logos, icons, designs, words, titles and phrases used by Convergence and the Website constitute trade-marks, trade names, trade dress and associated products and services of Convergence and are protected in Canada and internationally and their display on the Website does not convey or create any licence or other rights in these trade-marks, trade names, trade dress and associated products and services. Any use of these trade-marks, trade names, trade dress and associated products and services, in whole or in part, without prior written authorization by Convergence is strictly prohibited.

    4. Convergence does not grant any express or implied right or license to the Members to use any intellectual property, including without limitation any patent, trademark, copyright, trade secret, or confidential information, of Convergence or of any of its licensors or contributors to the Website.

  6. Prohibited Uses

    1. You may not, nor may you allow others to, directly or indirectly, and in each case as applicable: (a) remove, from any copy of the content on this Website, the copyright or other proprietary notices contained therein; (b) sell, reproduce, modify or attempt to modify the content of the Website in any way or reproduce or publicly display, perform, or distribute or otherwise use such content for any public, commercial, or non-educational or non-personal purpose, including without limitation use of the such content on any other Website, or transfer any of such content to any other person unless contemplated by the Website, without the prior written consent of Convergence; (c) print or copy any of the HTML or other computer software that is accessible at this Website; (d) use this Website in any manner that could damage, disable, overburden, impair, interfere with the security of, negatively affect the functioning of, or otherwise abuse, this Website or any services, system resources, accounts, servers, networks, affiliated or linked sites, connected to or accessible through this Website (including without limitation uploading, posting or otherwise transmitting on this Website computer viruses, Trojan horses, worms or other files or computer Websites which are potentially harmful, disruptive or destructive or that may impose an unreasonable or disproportionately large load on this Website’s infrastructure; or using any robot, spider or other automatic Website or device, or manual process to monitor, copy, summarize, or otherwise extract information from this Website in whole or in part); (e) use or attempt to use another’s information in connection with this Website, create or use a false identity on this Website; impersonate any person or entity, or otherwise misrepresent your affiliation with any person or entity, or attempt to obtain unauthorized access to this Website or portions of this Website that are restricted from general access; use an email address that you do not own or for which you do not have the express permission of the owner to register; or provide any incomplete, false or inaccurate information, including without limitation incomplete, false or inaccurate biographical information; (f) disrupt or interfere with any other person’s use or enjoyment of this Website or affiliated or linked sites, or any services thereof; transmit on, to or from this Website spam, chain letters, junk mail or any other type of unsolicited mass email, without each individual’s consent and without complying with the requirements of applicable privacy legislation; or post or transmit any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, libellous, vulgar, obscene, or tortious, or that infringes or violates any third party’s copyright, trade-mark, trade secrets, privacy or other proprietary or property rights or that could constitute a criminal offence, give rise to civil liability or otherwise violate any applicable law.

    2. In addition, you agree that you are solely responsible for actions and communications undertaken or transmitted in the course of your usage of this Website, and that you will comply with all laws that apply or may apply to your use of or activities on this Website or in respect of the content contained therein. Convergence will investigate occurrences which may involve violations of such laws, and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations. Convergence reserves the right at all times to disclose any information as necessary to satisfy any law, regulation or governmental request.

  7. Content Supplied by Members

    1. Members are responsible for the content they submit including its legality, reliability, appropriateness, originality and respect of the right of third parties. Members shall have the option to make their profiles private and non-viewable to other Members.

    2. Any information submitted shall be treated as non-confidential and non-proprietary and becomes the property of Convergence. Convergence shall be free to use the content of any such communication, including any ideas, inventions, concepts, techniques or know-how disclosed therein, for any purpose whatsoever, including developing, manufacturing and/or marketing goods or services, at the sole discretion of Convergence, without consultation with or compensation to you and may be used, reproduced, distributed and disclosed by Convergence for any purpose without restriction. Members grant Convergence a non-exclusive, irrevocable permanent, free of charge, worldwide license allowing it to copy, reproduce, transmit, publish, edit, modify, adapt, communicate to the public by telecommunications or otherwise exploit or use the Members’ content for any purpose.

    3. Convergence will not assume any liability or responsibility for any content submitted, posted or stored by Members on the Website.

    4. Convergence has the right in their sole discretion to remove, delete or modify any content posted, submitted or stored by the Members on the Website and/or the Investment Network.

    5. Convergence will fully cooperate with any legal obligation to disclose the identity of anyone submitting unlawful, threatening, libellous, obscene, pornographic, profane or otherwise offensive or illegal material on the Website.

    6. Convergence may be required by court order or other legal or regulatory process, or as otherwise required by law to divulge personally identifiable information to law enforcement authorities, the courts or regulatory authorities. Convergence will cooperate in responding to such requests, in accordance with the regulatory or legal process, and will take appropriate measures to ensure that the requester understands the sensitive nature of any personally identifiable information they receive.

  8. Disclaimer

    1. The information posted on the Website is for information purposes only. This information does not constitute (i) an offer, invitation or recommendation to purchase or sell, nor a solicitation of an offer to buy, any securities to any person in any jurisdiction or to dispose or acquire assets, (ii) an opinion, invitation or recommendation to enter into a transaction, including, without limitation, any public or private offering of securities, nor (iii) any form of legal, financial, investment or tax advice, opinion or recommendation. The information posted here is not intended to form the basis of any future or present contract or arrangement or a fiduciary relationship with, or fiduciary duty to, the recipient. This information is subject to change without notice and does not purport to be comprehensive or contain all the information necessary to evaluate the subject matter discussed here. No representation, warranty or undertaking, express or implied, is or will be made or given and no responsibility or liability is or will be accepted in relation to the accuracy or completeness of this information made available here. Any responsibility or liability for any such information is expressly disclaimed. This information is strictly confidential and is being made available to the recipient on the express understanding that it will be kept confidential and that the recipient shall not copy, reproduce or distribute to third parties this presentation, in whole or in part, at any time.

    2. BY USING CONVERGENCE AND THE WEBSITE YOU HEREBY AGREE NOT TO RELY ON ANY OF THE INFORMATION CONTAINED HEREIN AND THAT ACCESS TO AND USE OF THIS WEBSITE AND THE CONTENT THEREOF IS AT YOUR OWN RISK. THIS WEBSITE AND THE MATERIALS, INFORMATION AND SERVICES IN THIS WEBSITE, INCLUDING, WITHOUT LIMITATION, TEXT, GRAPHICS, AND LINKS, ARE PROVIDED "AS IS" AND WITHOUT REPRESENTATIONS, WARRANTIES OR CONDITIONS OF ANY KIND, EITHER EXPRESSED OR IMPLIED (INCLUDING WITHOUT LIMITATION WITH RESPECT TO QUALITY, MERCHANTABLE QUALITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, TITLE NON-INFRINGEMENT, ACCESSIBILITY OR INABILITY TO ACCESS THE WEBSITE OR ANY CONTENT, FREEDOM FROM COMPUTER VIRUS AND THOSE ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE), AND CONVERGENCE MAKES NO, AND ACTIVELY DISCLAIMS, ALL SUCH CONDITIONS, WARRANTIES OR REPRESENTATIONS, INCLUDING WITHOUT LIMITATION AS TO ACCURACY, CURRENCY, CORRECTNESS, RELIABILITY OR COMPLETENESS OF THE WEBSITE AND ANY OF ITS CONTENT OR THEIR USE, IN EACH CASE TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW. CONVERGENCE RESERVES THE RIGHT, IN ITS SOLE DISCRETION, (1) TO MAKE, TERMINATE, CHANGE, SUSPEND OR DISCONTINUE, AT ANY TIME, WITHOUT NOTICE OR LIABILITY, AND FOR ANY REASON WHATSOEVER, THIS WEBSITE OR ANY ASPECT OF THIS WEBSITE, AND (2) TO CORRECT ANY ERRORS OR OMISSIONS IN ANY PORTION OF THIS WEBSITE AT ANY TIME WITHOUT NOTICE, BUT CONFIRMS THAT IT HAS NO DUTY TO DO SO. UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO CONTRACTUAL OR EXTRA CON-CONTRACTUAL LIABILITY, NEGLIGENCE, OTHER TORTIOUS ACTION OR BREACH OF CONTRACT, SHALL CONVERGENCE, OR ANY PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS WEBSITE, BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION, DIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, INDIRECT OR PUNITIVE DAMAGES, ARISING OUT OF ACCESS TO, USE OF OR INABILITY TO USE THIS WEBSITE, OR ANY ERRORS OR OMISSIONS IN THE CONTENT THEREOF, EVEN IF CONVERGENCE OR A CONVERGENCE AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THESE LIMITATIONS INCLUDE DAMAGES TO, OR FOR ANY VIRUSES THAT INFECT, YOUR COMPUTER EQUIPMENT. YOU (AND NOT CONVERGENCE) ASSUME THE RISK OF SAME, INCLUDING WITHOUT LIMITATION THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION. THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FUNDAMENTAL BREACH, BREACH OF ESSENTIAL PURPOSE OR FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. THE ABOVE EXCLUSIONS AND LIMITATIONS MAY NOT APPLY TO YOU, TO THE EXTENT THAT APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES.

    3. Upon a suspension or termination of the Website for any reason whatsoever, Convergence will have no liability therefore to any Member and will be automatically released from all claims by Members in respect of such suspension or termination.

    4. Any waiver by Convergence of the strict observance, performance or compliance by a Member with any of the terms and conditions of the agreement hereof, either expressly granted or by course of conduct, shall be effective only in the specific instance and shall not be deemed to be a waiver of any rights or remedies of Convergence as a result of any other failure to observe, perform or comply with the Terms of Use. No delay or omission by Convergence in exercising any right or remedy hereunder shall operate as waiver thereof or of any other right or remedy.

  9. Links to other sites

    1. Neither the responsibility of Convergence nor the one of its affiliates will be called into account with regard to any third-party site to which you may gain access via the Websites. Convergence does not control the content of these third-party sites which remain totally independent of Convergence. In addition, the existence of a link between the Website(s) and any third-party site in no way implies that Convergence in any way approves of the content of this site, or moreover, any use to which such content may be put.

  10. Indemnification

    1. You agree to indemnify, defend, and hold harmless Convergence, its affiliates, and each of their respective officers, directors, employees, agents, licensors and suppliers from and against all losses, expenses, damages and costs, including reasonable lawyers’ fees and court costs, resulting from any violation of these Terms of Use as well as this agreement (including, but not limited to, negligent or wrongful conduct) by you. Convergence reserves the right, at its own expense, to assume the exclusive defence and control of any matter otherwise subject to indemnification by you, in which event you will, at your cost, cooperate with Convergence in asserting any available defences.

  11. Applicable Law

    1. These Terms of Use and any claim relating to the information contained in Convergence and its Websites shall be governed by the laws of the Province of Ontario, without regards to its conflict of laws provisions and the federal laws of Canada applicable herein. Convergence and its Websites are intended to comply with the laws and regulations in Canada and the Province of Ontario.

  12. General

    1. This agreement and the Privacy Policy constitute the entire agreement between Convergence and you with respect to the subject matter hereof, and supersede all communications, representations or agreements, either oral or written, between Convergence or its affiliates and you with respect to this subject matter. If for any reason a court of competent jurisdiction finds any provision of this agreement or portion thereof to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of this agreement, and the remainder of this agreement shall continue in full force and effect. The relationship of the parties is solely that of independent contractors and neither party shall have any authority to act for or bind the other party. No waiver of any provision herein shall be valid unless in writing and signed by an authorized representative of both you and Convergence’s failure to insist upon or enforce strict performance of any provision of this agreement or any right shall not be construed as a waiver of any such provision or right. No changes to this agreement shall be made except by a notice subject to your acceptance and a revised posting on the site. The headings contained herein are for convenience only and shall have no legal or interpretive effect. Additional terms and conditions may apply when you use other services, affiliate services, third party content or third party software on or through a link provided on the Website. Convergence may assign its rights and duties under this agreement to any party at any time without notice to you. You may not assign your rights and duties under this agreement to any party at any time.

  13. Changes, Suspension and Termination

    1. Convergence may add to, remove, modify or otherwise change any part of the Website at any time. If events beyond Convergence’s reasonable control materially affect the Website’s ability to operate, Convergence may be suspended or terminated without notice Convergence may restrict, suspend or otherwise alter any aspect of the Website at any time, without notice.

    2. Convergence may add to, remove, modify or otherwise change any part of these Terms of Use, at any time. Notice of such changes will be posted on the Website. Any material changes to these Terms of Use will be subject to your acceptance and posted online and a copy of the Terms of Use will be made available to each Member, upon request. Each date of revision will be identified as the date “Last Updated” above. Further to your acceptance, you will be bound by any such revisions. For the most current version of these Terms of Use please visit Convergence’s home page and you should periodically visit this page to review the current terms, because they are binding on you. If any provision of theses Terms of Use is not acceptable to you, you must discontinue immediately your use of the Website. Your continued use of the Website after any such changes are posted on the Websites will constitute your acceptance of those changes.

    3. Any abuse by a Member of Convergence’s privileges, any failure by a Member to follow Convergence Website’s rules, regulations, these Terms of Use, or any misrepresentation by a Member may, at Convergence Website’s sole discretion, subject the Member to expulsion from the Program.

  14. Questions on the Terms of Use

    1. If you have any questions, comments or concerns about our Terms of Use, please contact Convergence at this email address: support@convergence.finance.